Because I'm a first time car buyer and looking to get something dependable, affordable, and safe, I've turned to one of the best Edmonton bad credit car loans dealerships: Mac James Motors. They've been around since 1994, and I even remember listening to their radio jingle while I was on my way to school as a kid.I knew the moment I wanted to purchase a vehicle that I was going to run into frustrations; it's bad enough having no credit and being young, but I felt as though it was a lot worse to have poor credit. I was mostly concerned with the length of time it would take in order to be approved, but was pleasantly surprised to know that Mac James' approval time is within a couple of hours, which meant that I could potentially be approved, buy the car, and then drive it away all within the same day.
Another bonus to the short approval time was the length of their financing: most companies offer extremely long payment times, upwards of 80+ months to pay back loans. But with Mac James, they're a company that specializes in short-term financing (as low as 34 months), meaning that I'd be able to pay back my loans in full each month in shorter time, which would have the best affect on my credit rating - this means I would not only be paying down my car quicker, but I'd be rebuilding my damaged credit at the same time.
After MacJames.ca helped me get through the hurdles and headaches of getting approved, the only major concern I was left with was deciding which type of car and color I wanted. I knew that I'd be okay in that department though, because their dealership had over 100 different vehicles to be purchased of all makes and models.
